Public Adjusting Services
What is a public adjuster?
A public adjuster is a professional claims handler/ claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, state licensed public adjusters can legally represent the rights of an insured during an insurance claim process. Their technical expertise and ability to interpret sometimes ambiguous insurance policies allow property owners to receive the maximum amount of indemnification for their claims. Although seen many times as adversarial by the Carriers, public adjusters do substantially increase the settlement value of the loss. Many professionals, and persons who are either incapable due to education, age, or physical impairment, choose public adjuster representation to guide them through the process and minimize the time which must be spent to perfect their claim. Most public adjusters charge a percentage of the settlement. Primarily public adjusters review your insurance policy to determine if there is coverage for the loss, assess the cause of loss which will trigger coverage, prepare detailed scope and cost estimates many times using experts in the fields of remediation, toxicology, and construction engineers to prove their loss. Public adjusters also provide insurance policy interpretation to determine covered and uncovered items and to negotiate with the insurance Carrier to a final and fair settlement. If there is NO RECOVERY, THERE IS NO FEE
What kind of claims do we handle?
We are specialists in residential and commercial claims
- 3rd Party Liability( case by case basis)
- Crime Scene Cleanup
We Guide You Through the Entire Claim Process
A dedicated claim representative and staff will make sure that your claim is properly assessed and documented to obtain the maximum property claim settlement you rightfully deserve. We are your advocate to handle the intricacies of insurance claim as it can be very confusing.
We will meet with the adjusters, have an estimate prepared for you, handle gathering all the paperwork, handle the negotiations and there every step of the way.
In todays world the insurance companies do not always hire adjusters with construction experience. The adjuster, many times, is not trying to short change the insured but lack the construction experience to make a fair evaluation and offer. In most cases the adjusters estimate is based on insurance carrier guidelines of repair rather than the actual cost to repair and or what really need to be done to make you whole.
We represent you in order to get the best possible settlement to fix your loss and damages.
You have up to 5 years to reopen an old claim. Don't miss out on getting the settlement that you should.